A Debit Card and ATM Card in one!
Our Visa Debit Card (formerly Visa Check Card) is a combination card that works like a debit card and ATM card in one. It can be used anywhere Visa is accepted or at any ATM showing the Allpoint, NYCE or Cirrus logos. All 55,000 Allpoint ATMs are surcharge-free with your Card.
There's no annual fee or fee to use the card for purchases. If you use the card at the ATM for cash, the normal $1 transaction fee will apply plus any applicable surcharges. You can avoid the $1 transaction fee by signing up for our VIP package. You can withdraw up to $410 cash per day from the ATM (including surcharge fees) if there are sufficient funds in the account you're withdrawing from; you may purchase up to a maximum of $5,000 per day if there are sufficient funds in your checking account; and you can do a maximum of 20 transactions per day with your card.
When using the card for purchases, when you're asked if the card is credit or debit, choose credit. The transaction will deduct from your checking account.